A very volatile situation which might take its toll on the housing industry in Canada. Follow the link to learn more.
U.S. legislators vote against $700B bailout; leaders urge them back to the table
Serving people in finding Condominiums (condos) in Toronto, Brampton, Mississauga, & Oakville. Please subscribe to my blog if you want to be updated on a regular basis. Many new Condos to be announced in coming months. So, stay tuned. Paul Cheema
Tuesday, 30 September 2008
Tuesday, 9 September 2008
How to improve your home's drinking water
Many Canadians regard water filters as a relatively inexpensive way to improve the taste, smell and appearance of drinking water. But with so many choices available on the market today, how can you be sure which filter is right for you � or whether you need one at all?
To help you make the best choice for your home, Here are a few tips that will help you filter through your options, including:
If your drinking water is supplied by your local municipality or utility, then you probably don�t need a water filter. Municipally-supplied water is thoroughly treated and routinely tested to make sure it is safe, healthy and pleasing to drink.
If you dislike the taste, odour or appearance of your water, however, then a filter could be a good choice for your family. While water filters can�t microbiologically disinfect drinking water, they can improve the overall aesthetic quality of tap water.
Water filter systems are either small, point-of-use devices that are installed directly on a tap or in a pitcher, or point-of-entry devices installed on the main water supply entering a home. For both systems, there are three basic types of filter technology:
Particle filters use a membrane to screen out or trap particles based on their size. These filters keep out large particles such as dirt, asbestos fibres and some bacteria and parasites, but not lead, mercury, sodium or other dissolved contaminants. In general, the lower the number of microns (i.e. the smaller the size of the pores in the membrane), the more effective the filter.
Activated carbon (AC) filters rely on carbon particles to attract and remove contaminants. These include dissolved substances such as, lead, mercury, copper, chlorine and potentially harmful organic compounds. Removing these contaminants can help improve taste, odour or colour problems.
Resin filters use resins to remove contaminants such as lead, heavy metals and the minerals that can cause deposits to form in kettles and coffee makers. Resin filters can be combined with activated carbon filters to remove a wide range of particles and dissolved substances.
When using a water filter, make sure you use it according to the manufacturer�s specifications. If used improperly they will allow previously filtered contaminants to be released into the water.
It is also important to maintain your filter, as bacterial growth can form on your filter in short periods of time, such as overnight. Studies have shown that levels of bacteria present in water that has passed through an improperly maintained home filtration device may be up to 2,000 times higher than levels in unfiltered water.
If your drinking water comes from a well or you live in an older home, you should have your water tested periodically to see if it contains any organic, chemical or other contamination. If your water does contain lead, run the cold water each morning until it feels cool or use a filter that has been certified to remove lead.
To help you make the best choice for your home, Here are a few tips that will help you filter through your options, including:
If your drinking water is supplied by your local municipality or utility, then you probably don�t need a water filter. Municipally-supplied water is thoroughly treated and routinely tested to make sure it is safe, healthy and pleasing to drink.
If you dislike the taste, odour or appearance of your water, however, then a filter could be a good choice for your family. While water filters can�t microbiologically disinfect drinking water, they can improve the overall aesthetic quality of tap water.
Water filter systems are either small, point-of-use devices that are installed directly on a tap or in a pitcher, or point-of-entry devices installed on the main water supply entering a home. For both systems, there are three basic types of filter technology:
Particle filters use a membrane to screen out or trap particles based on their size. These filters keep out large particles such as dirt, asbestos fibres and some bacteria and parasites, but not lead, mercury, sodium or other dissolved contaminants. In general, the lower the number of microns (i.e. the smaller the size of the pores in the membrane), the more effective the filter.
Activated carbon (AC) filters rely on carbon particles to attract and remove contaminants. These include dissolved substances such as, lead, mercury, copper, chlorine and potentially harmful organic compounds. Removing these contaminants can help improve taste, odour or colour problems.
Resin filters use resins to remove contaminants such as lead, heavy metals and the minerals that can cause deposits to form in kettles and coffee makers. Resin filters can be combined with activated carbon filters to remove a wide range of particles and dissolved substances.
When using a water filter, make sure you use it according to the manufacturer�s specifications. If used improperly they will allow previously filtered contaminants to be released into the water.
It is also important to maintain your filter, as bacterial growth can form on your filter in short periods of time, such as overnight. Studies have shown that levels of bacteria present in water that has passed through an improperly maintained home filtration device may be up to 2,000 times higher than levels in unfiltered water.
If your drinking water comes from a well or you live in an older home, you should have your water tested periodically to see if it contains any organic, chemical or other contamination. If your water does contain lead, run the cold water each morning until it feels cool or use a filter that has been certified to remove lead.
Saturday, 6 September 2008
FSBO web portals and maligning compaign against the realtors
Hi All,
Please have a read at the blog on a popular realty listing web portal which is being reproduced below:
Blog.ByTheOwner.com
A blog about the real estate market and the for sale by owner process
« SPIS Form: Sellers Property Information Statement
Alberta, Saskatchewan and BC Overpriced: Globe and Mail »
July Information on the Greater Toronto Market
Here is a link to an article from the Toronto Star about the July real estate agent results. According to the article, real estate agent
sales are down 12% in July and listings are up 28%. The average price for a home was $371,427 which is “the lowest year over
year increase since the first quarter of 2001″.
http://www.thestar.com/article/473583
If home prices have only increased 1% from July 2007, that means that anyone who purchased a home in the last year and needs
to sell it would lose money if they went with an agent! If we look at a $400,000 example:
SELLING WITH AN AGENT
2007 Home purchase price =$400,000
1% Home Price increase = $4,000
2008 Selling price = $404,000
Land Transfer Tax = $4,475
Real Estate Commission (5% +GST) = $21,210
OWNER KEEPS = $378,315
OWNER LOSES = $21,685 (OUCH!)
SELLING WITH ByTheOwner.com
2007 Home purchase price =$400,000
1% Home Price increase = $4,000
2008 Selling price = $404,000
Land Transfer Tax = $4,475
Real Estate Commission (5% +GST) = $0
ByTheOwner Fees = $649 (max)
OWNER KEEPS = $398,876
OWNER LOSES = $1,124 (Much better than losing $21,685!)
In this example, the owner saved more than $20,561 from the sale of their home by using ByTheOwner.com!
ByTheOwner.com
This entry was posted on Thursday, August 7th, 2008 at 8:05 am and is filed under Real Estate Market. You can follow any responses to this entry through
the RSS 2.0 feed. You can leave a response, or trackback from your own site.
In my opinion, this information is misleading as they cannot generalize the things.
I invite all the members of the public and the realtors to submit their comments here so that a case can be taken up against the propagators of such maligning compaign.
Thanks,
Paul Cheema, Salesperson
http://www.quicksellnbuy.com/
http://www.canrealty-mart.com/
www.century21.ca/paul.cheema
Please have a read at the blog on a popular realty listing web portal which is being reproduced below:
Blog.ByTheOwner.com
A blog about the real estate market and the for sale by owner process
« SPIS Form: Sellers Property Information Statement
Alberta, Saskatchewan and BC Overpriced: Globe and Mail »
July Information on the Greater Toronto Market
Here is a link to an article from the Toronto Star about the July real estate agent results. According to the article, real estate agent
sales are down 12% in July and listings are up 28%. The average price for a home was $371,427 which is “the lowest year over
year increase since the first quarter of 2001″.
http://www.thestar.com/article/473583
If home prices have only increased 1% from July 2007, that means that anyone who purchased a home in the last year and needs
to sell it would lose money if they went with an agent! If we look at a $400,000 example:
SELLING WITH AN AGENT
2007 Home purchase price =$400,000
1% Home Price increase = $4,000
2008 Selling price = $404,000
Land Transfer Tax = $4,475
Real Estate Commission (5% +GST) = $21,210
OWNER KEEPS = $378,315
OWNER LOSES = $21,685 (OUCH!)
SELLING WITH ByTheOwner.com
2007 Home purchase price =$400,000
1% Home Price increase = $4,000
2008 Selling price = $404,000
Land Transfer Tax = $4,475
Real Estate Commission (5% +GST) = $0
ByTheOwner Fees = $649 (max)
OWNER KEEPS = $398,876
OWNER LOSES = $1,124 (Much better than losing $21,685!)
In this example, the owner saved more than $20,561 from the sale of their home by using ByTheOwner.com!
ByTheOwner.com
This entry was posted on Thursday, August 7th, 2008 at 8:05 am and is filed under Real Estate Market. You can follow any responses to this entry through
the RSS 2.0 feed. You can leave a response, or trackback from your own site.
In my opinion, this information is misleading as they cannot generalize the things.
I invite all the members of the public and the realtors to submit their comments here so that a case can be taken up against the propagators of such maligning compaign.
Thanks,
Paul Cheema, Salesperson
http://www.quicksellnbuy.com/
http://www.canrealty-mart.com/
www.century21.ca/paul.cheema
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